{"id":68845,"date":"2017-03-28T11:15:41","date_gmt":"2017-03-28T09:15:41","guid":{"rendered":"http:\/\/www.erasmusmagazine.nl\/2017\/03\/28\/ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden\/"},"modified":"2025-12-19T11:22:40","modified_gmt":"2025-12-19T10:22:40","slug":"ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden-2","status":"publish","type":"post","link":"https:\/\/www.erasmusmagazine.nl\/en\/2017\/03\/28\/ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden-2\/","title":{"rendered":"Ombudsman: poor communication from DUO creates more debt"},"content":{"rendered":"<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"853\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09202408\/IMG_7414-1280x853.jpg?image-crop-positioner-ts=1766139053\" alt=\"\" class=\"wp-image-45678\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09202408\/IMG_7414-1280x853.jpg?image-crop-positioner-ts=1766139053 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09202408\/IMG_7414-875x583.jpg?image-crop-positioner-ts=1766139053 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09202408\/IMG_7414-300x200.jpg?image-crop-positioner-ts=1766139053 300w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><figcaption class=\"wp-element-caption\"><p data-component=\"image-credits\" class=\"flex flex-wrap gap-2 items-center text-base\">\n\t<span aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M19.5 5.25H16.9012L15.6234 3.33375C15.555 3.23114 15.4623 3.147 15.3535 3.08879C15.2448 3.03057 15.1233 3.00007 15 3H9C8.87665 3.00007 8.75522 3.03057 8.64648 3.08879C8.53773 3.147 8.44502 3.23114 8.37656 3.33375L7.09781 5.25H4.5C3.90326 5.25 3.33097 5.48705 2.90901 5.90901C2.48705 6.33097 2.25 6.90326 2.25 7.5V18C2.25 18.5967 2.48705 19.169 2.90901 19.591C3.33097 20.0129 3.90326 20.25 4.5 20.25H19.5C20.0967 20.25 20.669 20.0129 21.091 19.591C21.5129 19.169 21.75 18.5967 21.75 18V7.5C21.75 6.90326 21.5129 6.33097 21.091 5.90901C20.669 5.48705 20.0967 5.25 19.5 5.25ZM15.375 12.375C15.375 13.0425 15.1771 13.695 14.8062 14.25C14.4354 14.8051 13.9083 15.2376 13.2916 15.4931C12.6749 15.7485 11.9963 15.8154 11.3416 15.6852C10.6869 15.5549 10.0855 15.2335 9.61351 14.7615C9.14151 14.2895 8.82007 13.6881 8.68985 13.0334C8.55962 12.3787 8.62646 11.7001 8.88191 11.0834C9.13735 10.4667 9.56993 9.93964 10.125 9.56879C10.68 9.19794 11.3325 9 12 9C12.8951 9 13.7535 9.35558 14.3865 9.98851C15.0194 10.6214 15.375 11.4799 15.375 12.375Z\" fill=\"currentColor\"\/>\n<\/svg>\n<\/span>\n\t<span class=\"sr-only\">Image by:<\/span>\n\n\t\t\t<span>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/persons\/job-zomerplaag\/\" class=\"underline hocus:no-underline decoration-1 underline-offset-2\">Job Zomerplaag<\/a>\t\t\t\t\t<\/span>\n\t<\/p>\n<\/figcaption><\/figure><p>The National ombudsman criticises DUO\u2019s poor communication. The organisation should call students personally to ensure that they manage their debt.<\/p>\n<p>According to a report published on Tuesday, half of current and former students who are in arrears come <a href=\"https:\/\/www.nationaleombudsman.nl\/nieuws\/2017\/informatieverstrekking-duo-moet-effectiever-om-inschakelen-deurwaarders-te-voorkomen\">into contact with a bailiff<\/a>. They are unaware that there is a problem with repaying their student loan or they have failed to cancel their public transport card on time.<\/p>\n<h3 class=\"wp-block-heading\">Too formal<\/h3><p>Students have to cancel their card themselves. Every year, 60,000 students do this too late, which generates a fine of 150 euros a month. Last December, the Lower House requested DUO\u00a0<a href=\"https:\/\/www.erasmusmagazine.nl\/2017\/01\/04\/ov-boete-alleen-als-je-echt-reist\/\">to improve their communication<\/a>.<\/p>\n<p>The National ombudsman calls DUO\u2019s current system \u2018illogical\u2019 and \u2018in itself a source of debt\u2019. The organisation and students don\u2019t understand each other: their language is too official and emails are lost.<\/p>\n<p>This is not the first time the ombudsman has reprimanded DUO. In 2012 DUO was instructed to write \u2018better letters\u2019: the tone was too formal and messages were not clear enough.<\/p>\n<h3 class=\"wp-block-heading\">Personal contact<\/h3><p>But little seems to have improved. The ombudsman is therefore recommending that DUO contacts students personally more often. This would make it clearer whether summonses have reached students and enable them to explain the consequences of their late payments.<\/p>\n<p>In the report, the Ombudsman also advises\u00a0students. Make sure that DUO has your phone number and update your email address. And above all: cancel your public transport card immediately after graduating or finishing your studies.<\/p>\n<h3 class=\"wp-block-heading\">Black list<\/h3><p>Jeroen Wienen from the Netherlands Student Organisation (ISO) feels it\u2019s \u2018incredible\u2019 that it isn\u2019t possible to automatically cancel the card. In previous statements, a spokesperson from DUO said that it wasn\u2019t that simple:\u00a0<u>due to privacy legislation, it\u2019s difficult<\/u>\u00a0to create another procedure.<\/p>\n<p>But experts disagreed. Put forgetful students on a black list, they advised, so that the barriers don\u2019t open when they try to check in.<\/p>\n<h2 class=\"wp-block-heading\">Read also<\/h2><ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2017\/03\/08\/studieschuld-loopt-op-naar-bijna-18-miljard-euro-2\/\">Student debts mount up to almost 18 billion euros<\/a><\/li><\/ul>\n\t<div data-name=\"acf\/persons\" class=\"mt-6 md:mt-8 lg:mt-10\" >\n\t\t\t\t\t<h2 class=\"sr-only\">De redactie<\/h2>\n\t\t\n\t\t<div class=\"space-y-6\">\n\n\t\t\t\n\t\t\t<ul class=\"grid grid-cols-1 md:grid-cols-2 gap-4 md:gap-8 md:items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"relative flex gap-4 items-center md:gap-8\">\n\n\t\t\t<span class=\"image:rounded-full image:size-20 image:aspect-square image:object-cover md:image:size-36 shrink-0\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"410\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/hop_logo.jpg?image-crop-positioner-ts=1770042323\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/hop_logo.jpg?image-crop-positioner-ts=1770042323 410w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/hop_logo-300x300.jpg?image-crop-positioner-ts=1770042323 300w\" sizes=\"auto, (max-width: 410px) 100vw, 410px\" \/>\n\t\t<\/span>\n\t\n\t<div>\n\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/persons\/hoger-onderwijs-persbureau\/\" class=\"absolute-link font-tiempos-headline underline hocus:no-underline decoration-1 underline-offset-2 text-lg text-current\">Hoger Onderwijs Persbureau<\/a>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\t<div data-name=\"acf\/posts\" class=\"alignfull py-6 md:py-8 lg:py-10 bg-white\" >\n\t\t<div class=\"container-fixed\">\n\n\t\t\t\n\t\t\t<div class=\"space-y-6 md:space-y-8\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl md:text-2xl\">Latest news<\/h2>\n\t\t\t\t\n\t\t\t\t\t\n\t<ul data-component=\"post-grid\" class=\"grid items-stretch grid-cols-1 gap-2 md:gap-4 lg:gap-8 text-zoom-lg:grid-cols-1\n\t\t\n\t\tlg:grid-cols-3\n\t\t\">\n\n\t\t\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t<li class=\"@container\">\n\t\t\t\t\n<div data-component=\"teaser-post\" class=\"block-theme-mocha hidden lg:flex h-full relative flex bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\tflex-col @xl:flex-row\">\n\t\t\t<div class=\"relative image:w-full image:aspect-video image:object-cover shrink-0 w-full @xl:w-1\/2\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1018\" height=\"720\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310\" class=\"attachment-video_xl size-video_xl\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310 2560w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-875x618.jpg?image-crop-positioner-ts=1766139310 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1600x1131.jpg?image-crop-positioner-ts=1766139310 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-300x212.jpg?image-crop-positioner-ts=1766139310 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1280x905.jpg?image-crop-positioner-ts=1766139310 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1536x1086.jpg?image-crop-positioner-ts=1766139310 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-2048x1448.jpg?image-crop-positioner-ts=1766139310 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-150x106.jpg?image-crop-positioner-ts=1766139310 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-225x159.jpg?image-crop-positioner-ts=1766139310 225w\" sizes=\"auto, (max-width: 1018px) 100vw, 1018px\" \/>\n\n\t\t\t\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 p-4 @md:p-8 @xl:p-8 \">\n\n\t\t\t\t<h3 class=\"text-md @sm:text-xl @md:text-2xl @xl:text-2xl\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/europa-wil-wetenschapsbudget-verdubbelen-en-eerlijker-verdelen\/\" class=\"absolute-link text-current underline-offset-2 decoration-2 hocus:underline @md:decoration-3 @xl:decoration-4 inline-block\">\n\t\t\t\tEurope wants to double science budget and distribute it more fairly\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tScience\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-mocha lg:hidden relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"325\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310 2560w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-875x618.jpg?image-crop-positioner-ts=1766139310 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1600x1131.jpg?image-crop-positioner-ts=1766139310 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-300x212.jpg?image-crop-positioner-ts=1766139310 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1280x905.jpg?image-crop-positioner-ts=1766139310 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1536x1086.jpg?image-crop-positioner-ts=1766139310 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-2048x1448.jpg?image-crop-positioner-ts=1766139310 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-150x106.jpg?image-crop-positioner-ts=1766139310 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-225x159.jpg?image-crop-positioner-ts=1766139310 225w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/europa-wil-wetenschapsbudget-verdubbelen-en-eerlijker-verdelen\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tEurope wants to double science budget and distribute it more fairly\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tScience\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t<li class=\"@container\">\n\t\t\t\t\n<div data-component=\"teaser-post\" class=\"block-theme-sand hidden lg:flex h-full relative flex bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\tflex-col @xl:flex-row\">\n\t\t\t<div class=\"relative image:w-full image:aspect-video image:object-cover shrink-0 w-full @xl:w-1\/2\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande.jpg?image-crop-positioner-ts=1766139422\" class=\"attachment-video_xl size-video_xl\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande.jpg?image-crop-positioner-ts=1766139422 2560w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-875x583.jpg?image-crop-positioner-ts=1766139422 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-1600x1067.jpg?image-crop-positioner-ts=1766139422 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-300x200.jpg?image-crop-positioner-ts=1766139422 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-1280x854.jpg?image-crop-positioner-ts=1766139422 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-1536x1024.jpg?image-crop-positioner-ts=1766139422 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-2048x1366.jpg?image-crop-positioner-ts=1766139422 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-150x100.jpg?image-crop-positioner-ts=1766139422 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-225x150.jpg?image-crop-positioner-ts=1766139422 225w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/>\n\n\t\t\t\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 p-4 @md:p-8 @xl:p-8 \">\n\n\t\t\t\t<h3 class=\"text-md @sm:text-xl @md:text-2xl @xl:text-2xl\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/cyberveiligheid-lichter-toezicht-voor-hoger-onderwijs\/\" class=\"absolute-link text-current underline-offset-2 decoration-2 hocus:underline @md:decoration-3 @xl:decoration-4 inline-block\">\n\t\t\t\tCybersecurity: lighter supervision for higher education\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tIT\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tPolitics\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-sand lg:hidden relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"307\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande.jpg?image-crop-positioner-ts=1766139422\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande.jpg?image-crop-positioner-ts=1766139422 2560w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-875x583.jpg?image-crop-positioner-ts=1766139422 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-1600x1067.jpg?image-crop-positioner-ts=1766139422 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-300x200.jpg?image-crop-positioner-ts=1766139422 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-1280x854.jpg?image-crop-positioner-ts=1766139422 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-1536x1024.jpg?image-crop-positioner-ts=1766139422 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-2048x1366.jpg?image-crop-positioner-ts=1766139422 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-150x100.jpg?image-crop-positioner-ts=1766139422 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2025\/04\/17172041\/chatgpt-beeldscherm-pc-computer-robot-antwoorden_stock_sonja-schravesande-225x150.jpg?image-crop-positioner-ts=1766139422 225w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/cyberveiligheid-lichter-toezicht-voor-hoger-onderwijs\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tCybersecurity: lighter supervision for higher education\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tIT\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tPolitics\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t<li class=\"@container\">\n\t\t\t\t\n<div data-component=\"teaser-post\" class=\"block-theme-mocha hidden lg:flex h-full relative flex bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\tflex-col @xl:flex-row\">\n\t\t\t<div class=\"relative image:w-full image:aspect-video image:object-cover shrink-0 w-full @xl:w-1\/2\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-1280x720.jpeg?image-crop-positioner-ts=1781700171\" class=\"attachment-video_xl size-video_xl\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-1280x720.jpeg?image-crop-positioner-ts=1781700171 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-500x282.jpeg?image-crop-positioner-ts=1781700171 500w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-832x468.jpeg?image-crop-positioner-ts=1781700171 832w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/>\n\n\t\t\t\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 p-4 @md:p-8 @xl:p-8 \">\n\n\t\t\t\t<h3 class=\"text-md @sm:text-xl @md:text-2xl @xl:text-2xl\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/manifest-tweede-kamer-moet-studeren-zonder-drempels-afdwingen\/\" class=\"absolute-link text-current underline-offset-2 decoration-2 hocus:underline @md:decoration-3 @xl:decoration-4 inline-block\">\n\t\t\t\tManifest: House of Representatives must enforce &#8216;studying without barriers&#8217;\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tEducation\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-mocha lg:hidden relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"460\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-460x460.jpeg?image-crop-positioner-ts=1781700171\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-460x460.jpeg?image-crop-positioner-ts=1781700171 460w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-115x115.jpeg?image-crop-positioner-ts=1781700171 115w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/ISO-manifest-foto-Ludian-Harrijvan-1-230x230.jpeg?image-crop-positioner-ts=1781700171 230w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/manifest-tweede-kamer-moet-studeren-zonder-drempels-afdwingen\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tManifest: House of Representatives must enforce &#8216;studying without barriers&#8217;\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tEducation\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t\t\t<div class=\"text-right text-brown-600\">\n\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-md font-soehne underline-offset-2 decoration-2 px-4 min-h-[3.75rem] border-2 border-current bg-transparent text-current font-bold hocus:underline w-full lg:w-auto\"\n\n\t\n\t\t\thref=\"\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t\t\t<span data-button-text class=\"\">\n\t\t\tAll articles\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\" flex items-center justify-center w-[1em] h-[1em] icon  \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"20\" height=\"17\" viewBox=\"0 0 20 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.25 7.5C18.8023 7.5 19.25 7.94772 19.25 8.5C19.25 9.05228 18.8023 9.5 18.25 9.5H1.75C1.19772 9.5 0.75 9.05228 0.75 8.5C0.75 7.94772 1.19772 7.5 1.75 7.5H18.25Z\" fill=\"currentColor\"\/>\n<path d=\"M10.793 1.04295C11.1835 0.65243 11.8165 0.65243 12.207 1.04295L18.957 7.79295C19.3476 8.18348 19.3476 8.81649 18.957 9.20702L12.207 15.957C11.8165 16.3475 11.1835 16.3475 10.793 15.957C10.4024 15.5665 10.4024 14.9335 10.793 14.543L16.8359 8.49999L10.793 2.45702C10.4024 2.06649 10.4024 1.43348 10.793 1.04295Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The National ombudsman criticises DUO\u2019s poor communication. The organisation should call students personally to ensure that they manage their debt. According to a report published on Tuesday, half of current and former students who are in arrears come into contact with a bailiff. They are unaware that there is a problem with repaying their student [&hellip;]<\/p>\n","protected":false},"author":43,"featured_media":45678,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_trash_the_other_posts":false,"editor_notices":[],"footnotes":""},"categories":[71,8],"em_content_type":[24778],"class_list":["post-68845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-campus","category-studentlife","em_content_type-nieuws"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ombudsman: poor communication from DUO creates more debt<\/title>\n<meta name=\"description\" content=\"The National ombudsman calls DUO\u2019s current system for the public transport (OV) student card and study debts \u2018illogical\u2019 and \u2018in itself a source of debt\u2019.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.erasmusmagazine.nl\/en\/2017\/03\/28\/ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ombudsman: poor communication from DUO creates more debt\" \/>\n<meta property=\"og:description\" content=\"The National ombudsman calls DUO\u2019s current system for the public transport (OV) student card and study debts \u2018illogical\u2019 and \u2018in itself a source of debt\u2019.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.erasmusmagazine.nl\/en\/2017\/03\/28\/ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Erasmus Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ErasmusMagazineInternational\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-28T09:15:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-19T10:22:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.erasmusmagazine.nl\/wp-content\/uploads\/sites\/8\/2017\/05\/09202408\/IMG_7414-1280x853.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Hoger Onderwijs Persbureau\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@erasmusmag\" \/>\n<meta name=\"twitter:site\" content=\"@erasmusmag\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"Hoger Onderwijs Persbureau\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.erasmusmagazine.nl\\\/en\\\/2017\\\/03\\\/28\\\/ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.erasmusmagazine.nl\\\/en\\\/2017\\\/03\\\/28\\\/ombudsman-slechte-communicatie-duo-zorgt-voor-meer-schulden-2\\\/\"},\"author\":\"Hoger Onderwijs Persbureau\",\"headline\":\"Ombudsman: poor communication from DUO creates more 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