{"id":195282,"date":"2026-01-13T17:33:41","date_gmt":"2026-01-13T16:33:41","guid":{"rendered":"https:\/\/www.erasmusmagazine.nl\/en\/?p=195282"},"modified":"2026-01-21T17:45:30","modified_gmt":"2026-01-21T16:45:30","slug":"wordt-2026-een-duurder-jaar-voor-studenten","status":"publish","type":"post","link":"https:\/\/www.erasmusmagazine.nl\/en\/2026\/01\/13\/wordt-2026-een-duurder-jaar-voor-studenten\/","title":{"rendered":"Will 2026 be a more expensive year for students?"},"content":{"rendered":"\n<p class=\"has-intro-font-size\">A higher basic grant and lower interest on student loans, but tuition fees are going up and rents continue to rise. Here&#8217;s what will change for students&#8217; finances in 2026.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1131\" src=\"https:\/\/www.erasmusmagazine.nl\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-1600x1131.jpg\" alt=\"\" class=\"wp-image-174199\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-1600x1131.jpg?image-crop-positioner-ts=1766139405 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-875x618.jpg?image-crop-positioner-ts=1766139405 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-300x212.jpg?image-crop-positioner-ts=1766139405 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-1280x905.jpg?image-crop-positioner-ts=1766139405 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-1536x1085.jpg?image-crop-positioner-ts=1766139405 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-2048x1447.jpg?image-crop-positioner-ts=1766139405 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-150x106.jpg?image-crop-positioner-ts=1766139405 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2024\/12\/05103611\/Fiscale-economie-studie-stopt-EUR-illu-geld-money_Josine-Henneken-225x159.jpg?image-crop-positioner-ts=1766139405 225w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption class=\"wp-element-caption\"><p data-component=\"image-credits\" class=\"flex flex-wrap gap-2 items-center text-base\">\n\t<span aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M19.5 5.25H16.9012L15.6234 3.33375C15.555 3.23114 15.4623 3.147 15.3535 3.08879C15.2448 3.03057 15.1233 3.00007 15 3H9C8.87665 3.00007 8.75522 3.03057 8.64648 3.08879C8.53773 3.147 8.44502 3.23114 8.37656 3.33375L7.09781 5.25H4.5C3.90326 5.25 3.33097 5.48705 2.90901 5.90901C2.48705 6.33097 2.25 6.90326 2.25 7.5V18C2.25 18.5967 2.48705 19.169 2.90901 19.591C3.33097 20.0129 3.90326 20.25 4.5 20.25H19.5C20.0967 20.25 20.669 20.0129 21.091 19.591C21.5129 19.169 21.75 18.5967 21.75 18V7.5C21.75 6.90326 21.5129 6.33097 21.091 5.90901C20.669 5.48705 20.0967 5.25 19.5 5.25ZM15.375 12.375C15.375 13.0425 15.1771 13.695 14.8062 14.25C14.4354 14.8051 13.9083 15.2376 13.2916 15.4931C12.6749 15.7485 11.9963 15.8154 11.3416 15.6852C10.6869 15.5549 10.0855 15.2335 9.61351 14.7615C9.14151 14.2895 8.82007 13.6881 8.68985 13.0334C8.55962 12.3787 8.62646 11.7001 8.88191 11.0834C9.13735 10.4667 9.56993 9.93964 10.125 9.56879C10.68 9.19794 11.3325 9 12 9C12.8951 9 13.7535 9.35558 14.3865 9.98851C15.0194 10.6214 15.375 11.4799 15.375 12.375Z\" fill=\"currentColor\"\/>\n<\/svg>\n<\/span>\n\t<span class=\"sr-only\">Image by:<\/span>\n\n\t\t\t<span>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/persons\/josine-henneken\/\" class=\"underline hocus:no-underline decoration-1 underline-offset-2\">Josine Henneken<\/a>\t\t\t\t\t<\/span>\n\t<\/p>\n<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Basic grant increases<\/strong><\/h2>\n\n\n\n<p>The basic grant will go up by a few euros this month. For students living at home, the amount will rise from 126 to 130 euros per month, and for those living away from home it will increase from 314 to 325 euros. The supplementary grant was a maximum of 475 euros and will now be 491 euros. All amounts are rounded to whole euros.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tuition fees<\/strong><\/h2>\n\n\n\n<p>The statutory tuition fee for this academic year is 2,601 euros. Next academic year (as of 1 September), this will increase by 93 euros to 2,694 euros.<\/p>\n\n\n\n<p>Tuition fees are much higher for students who already hold a bachelor&#8217;s or master&#8217;s degree. They typically pay ten to twenty thousand euros, and these rates are also going up. The exact amount varies by institution.<\/p>\n\n\n\n<p>Are you taking two degree programmes at the same time? Then you may complete the second one at the regular rate. You can also retrain for a career in healthcare or education at the statutory tuition rate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Interest<\/strong><\/h2>\n\n\n\n<p>Borrowing is slightly cheaper again this year: the interest rate is dropping from 2.57 to 2.33 percent. If you have a debt of 10,000 euros, that will increase to 10,233 euros after one year. Interest accrues during your studies and is adjusted each year \u2013 until you graduate or stop studying.<\/p>\n\n\n\n<p>Once you finish your studies, the interest rate is fixed for five years at a time. If you stop studying in 2025, your rate will remain at 2.33 percent until 2030. For years, the interest rate was zero, but those days are over.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Rent<\/strong><\/h2>\n\n\n\n<p>The housing market remains overheated, and not much is expected to change in the coming year \u2013 rents are likely to keep rising. However, slightly more students will be <a href=\"https:\/\/www.belastingdienst.nl\/wps\/wcm\/connect\/nl\/huurtoeslag\/content\/huurtoeslag-verandert-vanaf-2026\">eligible<\/a> for rent benefit this year. You must have your own front door to qualify, so those living in shared rooms are not eligible.<\/p>\n\n\n\n<p>Previously, young people under 23 could only receive housing benefit if their rent was low (up to 477 euros). Now they may apply from age 18, even if their rent is higher. However, the benefit remains limited until they reach 21 \u2013 and that age limit is also new.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Health Insurance<\/strong><\/h2>\n\n\n\n<p>The premium for the basic health insurance package varies by provider, but <a href=\"https:\/\/www.rijksoverheid.nl\/onderwerpen\/zorgverzekering\/vraag-en-antwoord\/premie-zorgverzekering\">averages<\/a> 157 euros per month. That\u2019s about the same as last year. However, the healthcare allowance is dropping slightly: for the lowest incomes (which includes most students), it will go from 131 to 129 euros per month.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>And also\u2026<\/strong><\/h2>\n\n\n\n<p>There are plenty of other things that could affect students\u2019 wallets. The minimum wage is going up by a few cents. For an 18-year-old, it will be 7.36 euros per hour \u2013 16 cents more than last year.<\/p>\n\n\n\n<p>Calling or texting while cycling? That could cost you a 170-euro fine (more than the basic grant for students living at home). If your bike lights don\u2019t work, add another 75 euros plus administration fees. These amounts will remain unchanged from last year.<\/p>\n\n\n\n\t\n\n\n\t","protected":false},"excerpt":{"rendered":"<p>A higher basic grant and lower interest on student loans, but tuition fees are going up and rents continue to rise. Here&#8217;s what will change for students&#8217; finances in 2026. Basic grant increases The basic grant will go up by a few euros this month. For students living at home, the amount will rise from [&hellip;]<\/p>\n","protected":false},"author":309,"featured_media":174199,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_trash_the_other_posts":false,"editor_notices":[],"footnotes":""},"categories":[8],"em_content_type":[24778],"class_list":["post-195282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-studentlife","em_content_type-nieuws"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Will 2026 be a more expensive year for students?<\/title>\n<meta name=\"description\" content=\"A higher basic grant and lower interest on student loans, but tuition fees are going up and rents continue to rise. 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