{"id":113479,"date":"2020-05-12T16:46:41","date_gmt":"2020-05-12T14:46:41","guid":{"rendered":"https:\/\/www.erasmusmagazine.nl\/en\/?p=113479"},"modified":"2025-12-19T11:24:56","modified_gmt":"2025-12-19T10:24:56","slug":"school-graduates-arent-scared-off-by-loan-system","status":"publish","type":"post","link":"https:\/\/www.erasmusmagazine.nl\/en\/2020\/05\/12\/school-graduates-arent-scared-off-by-loan-system\/","title":{"rendered":"School graduates aren\u2019t scared off by loan system"},"content":{"rendered":"<p>Pupils with a havo (senior general secondary education) or vwo (university preparatory education) diploma are enrolling in a degree programme in the same numbers as before the introduction of the student loan system. One thing that has changed: since students can no longer fall back on a base grant (cancelled in 2015), they are taking on more and more student debt.<\/p>\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1060\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-1600x1060.jpeg?image-crop-positioner-ts=1766139212\" alt=\"\" class=\"wp-image-113478\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-1600x1060.jpeg?image-crop-positioner-ts=1766139212 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-300x199.jpeg?image-crop-positioner-ts=1766139212 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-875x580.jpeg?image-crop-positioner-ts=1766139212 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-1280x848.jpeg?image-crop-positioner-ts=1766139212 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-150x99.jpeg?image-crop-positioner-ts=1766139212 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1-225x149.jpeg?image-crop-positioner-ts=1766139212 225w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2020\/05\/12163636\/DSC_6629-1.jpeg?image-crop-positioner-ts=1766139212 2000w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/figure><p>Their parents\u2019 income doesn\u2019t seem to make much of a difference, according to a study published by CPB on Tuesday together with DUO, entitled \u2018The effect of the Student Advance Act on access to education and borrowing behaviour\u2019.<\/p>\n<p>According to CPB, fears that the cancellation of the base grant would make higher education less accessible have proven unfounded for these student groups. The Bureau has not examined whether this also applies to MBO (VET) graduates who move on to HBO (higher professional education).<\/p>\n\n\t<div data-name=\"acf\/posts-list\" >\n\t\t\n\t\t<div class=\"space-y-6 md:space-y-8\">\n\n\t\t\t\t\t\t\t<h2 class=\"text-lg md:text-xl\">Read more<\/h2>\n\t\t\t\n\t\t\t<ul class=\"grid items-strecth grid-cols-1 gap-2 md:gap-4 lg:gap-8\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-sand  relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"346\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09212245\/522997365097aschulden.jpg?image-crop-positioner-ts=1766139075\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09212245\/522997365097aschulden.jpg?image-crop-positioner-ts=1766139075 804w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09212245\/522997365097aschulden-300x225.jpg?image-crop-positioner-ts=1766139075 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2017\/05\/09212245\/522997365097aschulden-540x405.jpg?image-crop-positioner-ts=1766139075 540w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2019\/10\/09\/student-debt-rises-to-19-billion-euros\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tStudent debt rises to 19 billion euros\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2019-10-09\">9 October 2019<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tStudent life\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t<\/div>\n\t<\/div>\n<p>The intake of havo and vwo graduates in higher education hasn\u2019t declined after the introduction of the Student Advance Act, in other words. Nor can we observe any far-reaching changes in the new students\u2019 choice of degree programme. First-year students aren\u2019t opting for less demanding or shorter programmes, nor are they homing in more often on programmes that offer better job prospects.<\/p>\n<h2 class=\"wp-block-heading\">Borrowing more<\/h2><p>Since the end of the base grant scheme, students have been taking on more debt with DUO (and borrowing higher amounts). From the first-year students with a havo diploma, 45 percent are taking on debt compared to 13 percent \u2018in the old days\u2019. The increase is even starker among vwo graduates: from 18 to 57 percent. The amounts borrowed average 500 and 600 euros per month respectively.<\/p>\n<p>Following the cancellation of the base grant, ex-havo students lost an average of 80 euros in grant money, taking out 180 euros in supplementary loans (with some borrowing more and others borrowing nothing at all). VWO graduates lost an average of 125 in grant money, taking out an extra 280 euros in loans.<\/p>\n\n\t<div data-name=\"acf\/quote\" class=\"align\" >\n\t\t<div class=\"\">\n\t\t\t<figure data-component=\"quote-with-author\" class=\"@container\">\n\t<blockquote class=\"text-md italic @2xl:text-xl @4xl:text-2xl text-purple\">\n\t\t\u2018Possibly, students are wary of borrowing per se, and find it easier to take on a bit more debt once they do cross this threshold\u2019\n\t<\/blockquote>\n\n\t<\/figure>\n\t\t<\/div>\n\t<\/div>\n<p>CPB can\u2019t offer a hard explanation for this development. \u201cPossibly, students are wary of borrowing per se, and find it easier to take on a bit more debt once they do cross this threshold.\u201d<\/p>\n<p>Another remarkable finding is that students don\u2019t work part-time more often than they used to, and that on average they work the same number of hours as they used to under the old scheme. And while fewer students are registered as living away from home than there used to\u00a0be, according to CPB, this could also be due to the fact that it is no longer relevant to the financial assistance system whether you live on your own or with your parents.<\/p>\n\n\t<div data-name=\"acf\/posts-list\" >\n\t\t\n\t\t<div class=\"space-y-6 md:space-y-8\">\n\n\t\t\t\t\t\t\t<h2 class=\"text-lg md:text-xl\">Read more<\/h2>\n\t\t\t\n\t\t\t<ul class=\"grid items-strecth grid-cols-1 gap-2 md:gap-4 lg:gap-8\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-sand  relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"460\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy.jpg?image-crop-positioner-ts=1766139168\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy.jpg?image-crop-positioner-ts=1766139168 2000w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-300x300.jpg?image-crop-positioner-ts=1766139168 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-875x875.jpg?image-crop-positioner-ts=1766139168 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-1280x1280.jpg?image-crop-positioner-ts=1766139168 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-1600x1600.jpg?image-crop-positioner-ts=1766139168 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-150x150.jpg?image-crop-positioner-ts=1766139168 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-100x100.jpg?image-crop-positioner-ts=1766139168 100w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-600x600.jpg?image-crop-positioner-ts=1766139168 600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-1000x1000.jpg?image-crop-positioner-ts=1766139168 1000w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2019\/03\/26152549\/hypotheek-2-Elzeline-Kooy-225x225.jpg?image-crop-positioner-ts=1766139168 225w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2019\/04\/02\/everything-you-need-to-know-about-your-student-loan\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tEverything you need to know about your student loan\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2019-04-02\">2 April 2019<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tStudent life\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t<\/div>\n\t<\/div>\n<h2 class=\"wp-block-heading\">Bad idea<\/h2><p>Since CPB\/DUO\u2019s study didn\u2019t include MBO students, the Dutch National Student Association (ISO) doesn\u2019t want to accept the statement that accessibility hasn\u2019t diminished since 2015 at face value. As it is, ISO is in favour of a financial assistance system for students that doesn\u2019t require them to take on debt.<\/p>\n<p>According to ISO board member Eline van Hove, it stands to reason that students are borrowing more than they used to. \u201cThe cost of living has simply gone up,\u201d she says. In her view, it remains a bad idea to have young people weighed down by substantial debt at the start of their career. As it is, today\u2019s graduates are less likely to be offered an open-ended contract or a mortgage than previous generations. \u201cAnd we\u2019re afraid that the coronavirus crisis is only making matters worse.\u201d<\/p>\n\n\t<div data-name=\"acf\/persons\" class=\"mt-6 md:mt-8 lg:mt-10\" >\n\t\t\t\t\t<h2 class=\"sr-only\">De redactie<\/h2>\n\t\t\n\t\t<div class=\"space-y-6\">\n\n\t\t\t\n\t\t\t<ul class=\"grid grid-cols-1 md:grid-cols-2 gap-4 md:gap-8 md:items-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"relative flex gap-4 items-center md:gap-8\">\n\n\t\t\t<span class=\"image:rounded-full image:size-20 image:aspect-square image:object-cover md:image:size-36 shrink-0\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"410\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/hop_logo.jpg?image-crop-positioner-ts=1770042323\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/hop_logo.jpg?image-crop-positioner-ts=1770042323 410w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/hop_logo-300x300.jpg?image-crop-positioner-ts=1770042323 300w\" sizes=\"auto, (max-width: 410px) 100vw, 410px\" \/>\n\t\t<\/span>\n\t\n\t<div>\n\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/persons\/hoger-onderwijs-persbureau\/\" class=\"absolute-link font-tiempos-headline underline hocus:no-underline decoration-1 underline-offset-2 text-lg text-current\">Hoger Onderwijs Persbureau<\/a>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\t<div data-name=\"acf\/posts\" class=\"alignfull py-6 md:py-8 lg:py-10 bg-white\" >\n\t\t<div class=\"container-fixed\">\n\n\t\t\t\n\t\t\t<div class=\"space-y-6 md:space-y-8\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl md:text-2xl\">Latest news<\/h2>\n\t\t\t\t\n\t\t\t\t\t\n\t<ul data-component=\"post-grid\" class=\"grid items-stretch grid-cols-1 gap-2 md:gap-4 lg:gap-8 text-zoom-lg:grid-cols-1\n\t\t\n\t\tlg:grid-cols-3\n\t\t\">\n\n\t\t\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t<li class=\"@container\">\n\t\t\t\t\n<div data-component=\"teaser-post\" class=\"block-theme-sand hidden lg:flex h-full relative flex bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\tflex-col @xl:flex-row\">\n\t\t\t<div class=\"relative image:w-full image:aspect-video image:object-cover shrink-0 w-full @xl:w-1\/2\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-1280x720.jpg?image-crop-positioner-ts=1768477891\" class=\"attachment-video_xl size-video_xl\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-1280x720.jpg?image-crop-positioner-ts=1768477891 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-500x282.jpg?image-crop-positioner-ts=1768477891 500w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-832x468.jpg?image-crop-positioner-ts=1768477891 832w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/>\n\n\t\t\t\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 p-4 @md:p-8 @xl:p-8 \">\n\n\t\t\t\t<h3 class=\"text-md @sm:text-xl @md:text-2xl @xl:text-2xl\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/19\/taakstraf-en-voorwaardelijke-celstraf-voor-26-jarige-oprichter-vrijmoedige-studentenpartij\/\" class=\"absolute-link text-current underline-offset-2 decoration-2 hocus:underline @md:decoration-3 @xl:decoration-4 inline-block\">\n\t\t\t\tCommunity service and suspended prison sentence for founder extreme-right student party\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-19\">19 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tAt the neighbours\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tIn court\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-sand lg:hidden relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"307\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier.jpg?image-crop-positioner-ts=1768477891\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier.jpg?image-crop-positioner-ts=1768477891 2000w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-875x583.jpg?image-crop-positioner-ts=1768477891 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-1600x1066.jpg?image-crop-positioner-ts=1768477891 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-300x200.jpg?image-crop-positioner-ts=1768477891 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-1280x853.jpg?image-crop-positioner-ts=1768477891 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/campusplein-VU-Vrije-Universiteit-Amsterdam-Yvonne-Compier-1536x1024.jpg?image-crop-positioner-ts=1768477891 1536w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/19\/taakstraf-en-voorwaardelijke-celstraf-voor-26-jarige-oprichter-vrijmoedige-studentenpartij\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tCommunity service and suspended prison sentence for founder extreme-right student party\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-19\">19 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tAt the neighbours\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tIn court\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t<li class=\"@container\">\n\t\t\t\t\n<div data-component=\"teaser-post\" class=\"block-theme-sand hidden lg:flex h-full relative flex bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\tflex-col @xl:flex-row\">\n\t\t\t<div class=\"relative image:w-full image:aspect-video image:object-cover shrink-0 w-full @xl:w-1\/2\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--1280x720.jpg?image-crop-positioner-ts=1781879218\" class=\"attachment-video_xl size-video_xl\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--1280x720.jpg?image-crop-positioner-ts=1781879218 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--500x282.jpg?image-crop-positioner-ts=1781879218 500w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--832x468.jpg?image-crop-positioner-ts=1781879218 832w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/>\n\n\t\t\t\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 p-4 @md:p-8 @xl:p-8 \">\n\n\t\t\t\t<h3 class=\"text-md @sm:text-xl @md:text-2xl @xl:text-2xl\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/19\/esl-promovendus-verliest-rechtszaak-over-gaza-brief\/\" class=\"absolute-link text-current underline-offset-2 decoration-2 hocus:underline @md:decoration-3 @xl:decoration-4 inline-block\">\n\t\t\t\tESL PhD candidate loses lawsuit over Gaza letter\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-19\">19 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tIn court\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-sand lg:hidden relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"460\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--460x460.jpg?image-crop-positioner-ts=1781879218\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--460x460.jpg?image-crop-positioner-ts=1781879218 460w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--115x115.jpg?image-crop-positioner-ts=1781879218 115w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/rechtbank_Rotterdam_foto-Rechtspraak.nl--230x230.jpg?image-crop-positioner-ts=1781879218 230w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/19\/esl-promovendus-verliest-rechtszaak-over-gaza-brief\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tESL PhD candidate loses lawsuit over Gaza letter\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-19\">19 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tIn court\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t<li class=\"@container\">\n\t\t\t\t\n<div data-component=\"teaser-post\" class=\"block-theme-mocha hidden lg:flex h-full relative flex bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\tflex-col @xl:flex-row\">\n\t\t\t<div class=\"relative image:w-full image:aspect-video image:object-cover shrink-0 w-full @xl:w-1\/2\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1018\" height=\"720\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310\" class=\"attachment-video_xl size-video_xl\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310 2560w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-875x618.jpg?image-crop-positioner-ts=1766139310 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1600x1131.jpg?image-crop-positioner-ts=1766139310 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-300x212.jpg?image-crop-positioner-ts=1766139310 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1280x905.jpg?image-crop-positioner-ts=1766139310 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1536x1086.jpg?image-crop-positioner-ts=1766139310 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-2048x1448.jpg?image-crop-positioner-ts=1766139310 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-150x106.jpg?image-crop-positioner-ts=1766139310 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-225x159.jpg?image-crop-positioner-ts=1766139310 225w\" sizes=\"auto, (max-width: 1018px) 100vw, 1018px\" \/>\n\n\t\t\t\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 p-4 @md:p-8 @xl:p-8 \">\n\n\t\t\t\t<h3 class=\"text-md @sm:text-xl @md:text-2xl @xl:text-2xl\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/europa-wil-wetenschapsbudget-verdubbelen-en-eerlijker-verdelen\/\" class=\"absolute-link text-current underline-offset-2 decoration-2 hocus:underline @md:decoration-3 @xl:decoration-4 inline-block\">\n\t\t\t\tEurope wants to double science budget and distribute it more fairly\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tScience\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\n<div data-component=\"teaser-post-small\" class=\"block-theme-mocha lg:hidden relative flex h-full bg-sand-300\n\tblock-theme-violet:bg-white block-theme-violet:text-purple block-theme-mocha:bg-sand-500 block-theme-mocha:text-brown\n\tblock-theme-sand:bg-sand-300 block-theme-sand:text-neutral-900\n\tblock-theme-violet:outline-purple-100 block-theme-violet:outline-1 block-theme-violet:outline-t-0\n\ttheme-mocha:bg-white! theme-violet:bg-white! theme-sand:bg-white!\n\tflex-row gap-4 @md:gap-8 p-4 @md:p-6\">\n\t\t\t<div class=\"image:w-full image:aspect-square image:object-cover shrink-0 size-17.5 @sm:size-21.25 @md:size-30 @lg:size-40\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"325\" src=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310\" class=\"attachment-square_lg size-square_lg\" alt=\"\" srcset=\"https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-scaled.jpg?image-crop-positioner-ts=1766139310 2560w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-875x618.jpg?image-crop-positioner-ts=1766139310 875w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1600x1131.jpg?image-crop-positioner-ts=1766139310 1600w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-300x212.jpg?image-crop-positioner-ts=1766139310 300w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1280x905.jpg?image-crop-positioner-ts=1766139310 1280w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-1536x1086.jpg?image-crop-positioner-ts=1766139310 1536w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-2048x1448.jpg?image-crop-positioner-ts=1766139310 2048w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-150x106.jpg?image-crop-positioner-ts=1766139310 150w, https:\/\/www.erasmusmagazine.nl\/en\/wp-content\/uploads\/sites\/8\/2023\/01\/16133853\/Impact-wetenschap-onderzoek-science-onderzoeksimpact-Josine-Henneken-225x159.jpg?image-crop-positioner-ts=1766139310 225w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-2 md:gap-4 \">\n\t\t\t\t<h3 class=\"text-md @lg:text-lg\">\n\t\t\t<a href=\"https:\/\/www.erasmusmagazine.nl\/en\/2026\/06\/17\/europa-wil-wetenschapsbudget-verdubbelen-en-eerlijker-verdelen\/\" class=\"absolute-link text-current hocus:underline inline-block\">\n\t\t\t\tEurope wants to double science budget and distribute it more fairly\n\t\t\t<\/a>\n\t\t<\/h3>\n\n\t\t<div class=\"flex flex-wrap gap-4 items-center\">\n\t\t\t<span class=\"sr-only\">Gepubliceerd op:<\/span>\n\t\t\t<time class=\"text-sm font-soehne text-neutral-900\" datetime=\"2026-06-17\">17 June 2026<\/time>\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex items-center gap-2 flex-wrap\" aria-label=\"Geplaatst in categorie\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"block-theme-violet:bg-purple font-soehne font-bold text-sm bg-brown-600 block-theme-violet:bg-purple text-white py-[2px] px-2\">\n\t\t\t\t\tScience\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t\t\t<div class=\"text-right text-brown-600\">\n\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-md font-soehne underline-offset-2 decoration-2 px-4 min-h-[3.75rem] border-2 border-current bg-transparent text-current font-bold hocus:underline w-full lg:w-auto\"\n\n\t\n\t\t\thref=\"\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t\t\t<span data-button-text class=\"\">\n\t\t\tAll articles\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\" flex items-center justify-center w-[1em] h-[1em] icon  \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"20\" height=\"17\" viewBox=\"0 0 20 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M18.25 7.5C18.8023 7.5 19.25 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One thing that has changed: since students can no longer fall back on a base grant (cancelled in 2015), they are taking [&hellip;]<\/p>\n","protected":false},"author":264,"featured_media":113481,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_trash_the_other_posts":false,"editor_notices":[],"footnotes":""},"categories":[8],"em_content_type":[24778],"class_list":["post-113479","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-studentlife","em_content_type-nieuws"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>School graduates aren\u2019t scared off by loan system<\/title>\n<meta name=\"description\" content=\"Secondary-school graduates go on to study as often as ever \u2013 although they are taking on more student debt. 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